Credit Officer – FinTech
AI summary
Waako Credit Uganda is hiring a Credit Officer – FinTech in Kampala to source and onboard clients, assess loan applications, conduct credit verification, recommend approvals, and monitor repayments. The role is full-time, targets-driven, and requires strong sales, analytical, and digital lending skills. Applications are submitted through the BrighterMonday portal.
- Full-time role based in Kampala, Uganda
- Targets-driven credit and sales position in a FinTech lender
- Requires diploma or bachelor's degree in a business-related field
- 2 years of experience preferred; entry-level applicants considered
- Attractive salary plus structured performance-based commission
- Apply online via the BrighterMonday portal
AI job guide
Use this guide to check salary signals, requirements, documents, application steps and safety before you apply.
AI salary guide
Source salary availableThe source lists Attractive salary plus structured performance-based commission. Confirm the final pay, benefits, contract terms and allowances directly with the employer before accepting an offer.
Can you qualify for this role?
- Required2+ years of relevant experienceThe job post includes a minimum experience signal.
- RequiredEducation or certification mentioned in the postThe captured text mentions education, a diploma, certificate, or licence.
- PreferredPractical evidence in sales, call_center, internshipThe tags and summary point to skills connected with this role.
- RequiredAvailability to work in Not specifiedThe vacancy is associated with this location.
- UnclearComfort with the Full Time contract termsConfirm hours, duration, probation and benefits at the original source.
Documents to prepare
- Likely requiredUpdated CV
- Role specificCover letter or short employer message
- OptionalProfessional references
- Role specificAcademic or professional certificates
- VerifyID or passport only after verifying the employer
Application tips for this job
- Place your strongest Credit Officer – FinTech evidence in the first half of your CV.
- In your cover letter or employer message, connect your experience to Waako Credit Uganda and the role in Not specified.
- Add concrete examples related to sales, call_center, internship, ideally with measurable outcomes or clear responsibilities.
- Follow the instructions from BrighterMonday Uganda; avoid sending documents to unofficial contacts or copied links.
- Confirm the deadline, interview location and employer contact before sharing personal documents.
Source and safety check
- BrighterMonday Uganda
- Original source link available
- Application method is clear
- Deadline not specified
- No major risk signal was detected in the captured text.
Never pay for interviews, shortlisting, medical checks, uniforms, or job placement. Confirm every application at the original source before sharing personal documents. Report suspicious listing.
Interview preparation
- What experience makes you a strong fit for this Credit Officer – FinTech role in sales, call_center?
- How have you handled responsibilities similar to those in this job post?
- Are you available to work in Not specified under the listed contract or schedule?
- Prepare examples with clear responsibilities, tools used and measurable outcomes.
- Review the source and research Waako Credit Uganda before the interview.
Ask what the first priorities will be in the role and how success will be measured.
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Original source description
Credit Officer – FinTech
Waako Credit Uganda
Accounting, Auditing & Finance
Today
Easy apply
New
Kampala
Full Time
Banking, Finance & Insurance
Confidential
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Job summary
The Credit Officer is responsible for sourcing and onboarding clients, assessing loan applications, conducting credit verification, recommending loans for approval, and ensuring proper monitoring and repayment of loans. The role requires strong sales, customer service, analytical, and digital skills, with strict adherence to the company’s credit policies and SOPs.
Min Qualification:
Diploma
Experience
- Level:
- Entry level
- Length:
- 2 years
- Language Requirement:
- English
- Working Hours:
- Full Time - 8 to 5
- Applicant
- Location:
- Uganda
- Job descriptions &
- in microfinance, digital lending, fintech, banking, or credit is an added advantage.
- Strong sales and business development skills.
- Good understanding of credit assessment and loan processes.
- Excellent communication, negotiation, and customer service skills.
- Ability to use digital platforms and loan management systems.
- Strong attention to detail and analytical ability.
- Target-driven, proactive, and able to work with minimal supervision.
- High level of integrity and confidentiality.
- Ability to work effectively in a fast-paced FinTech environment.
- Key Performance Indicators (KPIs):
- New clients acquired
- Loan applications processed
- Monthly disbursement value
- Portfolio quality
- Collection/recovery performance
- Client retention
- Accuracy and turnaround time of credit assessments
- Compliance with company SOPs and reporting
Requirements
- Key
- Diploma or Bachelor’s degree in Finance, Accounting, Business Administration, Economics, Procurement, or a related field.
- Previous
- Qualifications
- Diploma or Bachelor’s degree in, Sales and Marketing, Business Administration Finance, Accounting, Economics, Commerce, or a related field
- Compensation
- Attractive salary.
- Structured performance-based commission.
- How to Apply:
- All applications will be received and reviewed through the BrighterMonday Portal by clicking on the 'Apply Here' section
- Log In and Apply
- Important safety tips
- Do not make any payment without confirming with the BrighterMonday Customer Support Team.
- If you think this advert is not genuine, please report it via the Report Job link below.
- Report Job
Responsibilities
- Identify and recruit new clients through digital platforms, referrals, field activities, and other approved channels.
- Receive, review, and process loan applications through the company’s digital lending systems.
- Conduct thorough client KYC, credit assessment, verification, and due diligence.
- Verify applicants’ employment/business information, referees, guarantors, collateral, and other required documentation.
- Assess clients’ ability and capacity to repay loans.
- Prepare accurate credit assessments and make recommendations for approval or rejection.
- Follow up with clients throughout the loan application and disbursement process.
- Monitor loan repayments and proactively follow up on overdue accounts.
- Maintain accurate and up-to-date client and loan records in the system.
- Meet assigned monthly targets for new client acquisition, loan applications, disbursements, and collections.
- Build and maintain strong client relationships to encourage repeat business and referrals.
- Identify potential fraud, misrepresentation, or inconsistencies and report them immediately.
- Ensure all lending activities comply with company policies, regulatory requirements, and internal SOPs.
- Submit daily/weekly reports, pipelines, and performance updates as required.
- Work closely with the Operations, Verification, Collections, and Management teams to improve portfolio performance.
- Educate clients on loan terms, repayment schedules, fees, and applicable requirements.
- Participate in marketing and business development activities to grow the company’s loan portfolio.
- Key