Digital Lending Specialist Jobs – Project Coins
AI summary
Project Coins is hiring a Digital Lending Specialist based in Kampala, Uganda. The role focuses on managing digital lending portfolios, credit policy and underwriting frameworks, scorecard validation, early warning monitoring, and regulatory compliance with Bank of Uganda guidelines. The position closes on 10 Oct 2026.
- Role based in Kampala, Uganda
- Closes 10 Oct 2026
- Focus on digital lending portfolio management and credit risk
- Requires at least 5 years experience in digital lending or financial services
- Bachelor’s degree in Finance, Statistics, Economics, Actuarial Science, Data Science, Business, or related field
AI job guide
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AI salary guide
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Can you qualify for this role?
- Required5+ years of relevant experienceThe job post includes a minimum experience signal.
- RequiredEducation or certification mentioned in the postThe captured text mentions education, a diploma, certificate, or licence.
- PreferredPractical evidence in retail, internship, technologyThe tags and summary point to skills connected with this role.
- RequiredAvailability to work in Not specifiedThe vacancy is associated with this location.
Documents to prepare
- Likely requiredUpdated CV
- Role specificCover letter or short employer message
- OptionalProfessional references
- Role specificAcademic or professional certificates
- VerifyID or passport only after verifying the employer
Application tips for this job
- Place your strongest Digital Lending Specialist Jobs – Project Coins evidence in the first half of your CV.
- In your cover letter or employer message, connect your experience to Ugandan Jobline and the role in Not specified.
- Add concrete examples related to retail, internship, technology, ideally with measurable outcomes or clear responsibilities.
- Follow the instructions from Ugandan Jobline; avoid sending documents to unofficial contacts or copied links.
- Confirm the deadline, interview location and employer contact before sharing personal documents.
- Plan to submit before the listed deadline: 2026-10-10.
Source and safety check
- Ugandan Jobline
- Original source link available
- Application method is clear
- Deadline is available: 2026-10-10
- No major risk signal was detected in the captured text.
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Interview preparation
- What experience makes you a strong fit for this Digital Lending Specialist Jobs – Project Coins role in retail, internship?
- How have you handled responsibilities similar to those in this job post?
- Are you available to work in Not specified under the listed contract or schedule?
- Prepare examples with clear responsibilities, tools used and measurable outcomes.
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Original source description
- Home
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- Accounting Jobs in Uganda
- Digital Lending Specialist Jobs – Project Coins
- Project Coins
- Posted
- 9 hours ago
- Closes 10 Oct
- ☆
- Job Title:
- Digital Lending Specialist
- Organisation:
- Project Coins
- Duty Station:
- Kampala, Uganda
- Key Duties and
Responsibilities
Digital Lending Portfolio Management Monitor and manage the performance of digital lending portfolios (personal micro loans, overdrafts, and unsecured digital SME products).
Track key portfolio metrics including PAR, NPL, roll rates, vintage curves, early warning signals, and write-offs.
Recommend and implement portfolio optimization strategies to maintain asset quality within risk appetite.
Conduct periodic portfolio reviews and deep dives by segment, channel, and product.
Drive risk-based limit management and exposure controls.Credit Policy & Underwriting Framework Develop, review, and continuously enhance digital lending credit policies and risk acceptance criteria.
Design and maintain decision rules and scorecard cut-offs. Ensure alignment between risk appetite, pricing, and underwriting standards.
Approve exceptions within delegated authority and recommend higher-level approvals where required.Credit Analytics & Scorecard Management Oversee the validation and recalibration of credit scoring models for digital products.
Use data analytics to improve approval rates while maintaining portfolio quality.
Drive use of alternative data (telco, mobile money, behavioral data) where permissible.Risk Monitoring & Early Warning Establish and maintain early warning indicators for digital portfolios.
Monitor first payment default (FPD), early delinquency, and forward-roll trends.
Trigger and coordinate remedial actions for deteriorating segments.2 Work closely with Collections to optimize cure rates and recovery strategies.
Prepare monthly portfolio risk reports for senior management and risk committees.Regulatory & Compliance Oversight Ensure full compliance with Bank of Uganda (BoU) credit guidelines, IFRS 9 impairment requirements, consumer protection standards, and data privacy and digital lending regulations.
Support internal and external audits relating to digital credit.
Ensure proper documentation and audit trails for automated decisions.
Monitor adherence to responsible digital lending practices.Stakeholder Management Partner with Personal, Enterprise & Commercial Banking, Business Solutions, Innovation Teams, BT & Data Analytics Teams, and Collections & Recoveries.
Provide risk input during product design and digital journey development.
Act as the primary credit risk advisor for digital lending initiatives.Systems & Process Governance Ensure proper configuration and ongoing optimization of the Loan Origination System (LOS), decision engines, credit bureau integrations, and fraud controls.
Drive automation of credit processes while maintaining strong controls.
Identify and close process gaps and control weaknesses.
Reporting & Management Information Produce high-quality dashboards and risk reports covering portfolio quality, approval trends, scorecard performance, and vintage analysis.
Present insights and recommendations to the Credit Review Committee Maintain data integrity for digital lending reporting.Financial Responsibility:Recommend policy changes to Credit Risk Committees. Escalate material risk issues promptly.
Qualifications, Skills and
Experience
- Bachelor’s degree in Finance, Statistics, Economics, Actuarial Science, Data Science, Business, or a related field.
- Relevant certifications are an added advantage.
- Deep 360-degree knowledge of Financial Technology and Banking Products
- in digital lending, financial services, or a related field involving the development of credit/lending services.
- Proven
- in retail micro lending, digital/instant credit, SME unsecured lending, and portfolio analytics.
- Strong analytical and problem-solving skills, with the ability to assess credit risk, interpret complex data, and make data-driven decisions.
- Proficiency in digital lending platforms, financial software, and data analysis tools such as SQL, Excel (advanced), Power BI/Tableau, and Python (advantage).
- Good understanding of financial regulations and compliance
- in Months: 60
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Additional Details
At least 5 years’
Requirements
- related to credit in general and digital lending in particular.Business Behaviors: Excellent written and verbal communication, with the ability to convey complex information to different stakeholders clearly and concisely. Strong attention to detail.
- Commercial and risk balance mindset.
- How to Apply:
- All suitably qualified and Interested applicants should apply online at the link below.
- Opens the employer’s application page
- Apply Now →
- NB: Only shortlisted candidates will be contacted.
- For more of the latest jobs, please visit
- https://www.theugandanjobline.com
- or find us on our facebook page
- https://www.facebook.com/UgandanJobline
- Level of
Education
- bachelor degree
- Work Hours: 8